Credit Reports Law Office of Matthew A. Dunaway Attorneys Birmingham Alabama

Credit Reports

Different Types of Credit Reports
Posted by: Matthew Dunaway
March 10, 2008

Credit reports can be of diverse types and every credit report provider seems to adopt an unusual layout style. To get a good grip on the entire credit report system, one must first have a good idea about the many types of credit reports and the information provided by them. Though it is quite tough to decipher the information provided in the reports, once you become accustomed to reading the different reports, you can begin to decipher the reports. Following are the different types of credit reports:

Suggestions for Improving Credit Score
Posted by: Matthew Dunaway
March 10, 2008

Although it is not easy to increase your credit score, and it will take some time, it can be done. The following steps will help you to attain that magic score.

Pay all your bills on time

A good credit report results from a sound payment history. If you continue making your payments on time for a long period, it further helps to establish your creditworthiness. In fact, this is not merely restricted to paying your mortgage, car loans or credit card. It extends to your cell phone bills, utility bills and rent as well.

Options For Alabama Consumers If Errors Remain on Credit Report After Dispute
Posted by: MatthewDunaway
March 10, 2008

If a credit report error is not corrected after the initial dispute is sent, unfortunately, many consumers will either give up and live with the error still on their credit report, or they will continue to send additional disputes, frustrating themselves and wasting time and money.

How Alabama Consumers Can Dispute Their Credit Reports
Posted by: Matthew Dunaway
March 10, 2008

If you believe there are errors on your credit reports, it is important to dispute those errors. Unfortunately, many consumers spend months disputing because they do not know the best way to dispute errors once they are found on their credit reports.

The first step for the consumer is to get a copy of each credit report from the three major credit reporting agencies (Experian, Equifax & TransUnion).

How Alabama Consumers Can Obtain Their Credit Reports
Posted by: Matthew Dunaway
March 10, 2008

The best way for Alabama consumers to obtain a free copy of their credit report is to go to www.annualcreditreport.com. By going to AnnualCreditReport.com, consumers are allowed to get a free copy of each of their three major credit reports, Experian, Equifax and TransUnion, once every twelve months.

Matthew A. Dunaway, Dunaway Attorneys at Law, helps consumers throughout Alabama to dispute and correct errors on credit reports; helping consumers in Birmingham, Mobile, Dothan, Selma, Montgomery, Auburn, Tuscaloosa, Gadsden, Anniston, Cullman, Huntsville, Decatur, Florence.